Internet Banking Security
When it comes to your financial matters, security and privacy are
extremely important to us. Transactional information using 1st Bank
Oklahoma's Internet banking application is entered through Secure
Socket Layer (SSL), a protocol which creates a 256-bit encrypted
connection between the client's browser and
iBank.
1st Bank
Oklahoma's Internet application requires digital certificate
authentication of the client's browser and
iBank, as well as
user ID and password authentication prior to initiating the
encrypted session. A digital certificate is a tamper-resistant file
that "certifies" the identity and key ownership of an individual, a
computer system, or an organization.
Security Training Video
To help you understand the importance of security and the measure that you can take to protect yourself, 1st Bank Oklahoma suggests visiting our On-Line Security Video.
Multi Factor Authentication
To further enhance customer security 1st Bank Oklahoma has added an additional layer of security. Multi Factor Authentication is utilized to confirm the identity of our customers using Business and Retail Internet Banking. Once a customer enters their login and password they are presented with their pre-selected image and customer defined keywords to insure that the customer is accessing 1st Bank Oklahoma's internet banking sites.
Multi Factor Authentication is also designed for customers who access their accounts from a home or office workstation. Each workstation is identified by a specific set of criteria and validated upon login. When customers access their account from a different computer, such as at an Internet cafe or library, they are prompted to answer specific challenge questions. If the challenge question process is completed successfully, access is permitted and the customers are allowed to perform transactions
Words of Caution
1st Bank Oklahoma and/or any
representative of the Bank, will never ask for your Password, by
phone or while you are online. If this happens, Do Not give out this
information. Contact Customer Service at 918-342-7555 to report this
as soon as possible.
Never send private information or account details via e-mail. E-Mail is NOT a secure method of delivery. E-Mail content can be clearly seen by hackers in remote locations. You may e-mail general questions to our customer service department, but, for discussion of any personal or account information, please contact us by phone at 918-341-7100.
Phishing Security !
Banks and credit unions around the country are reporting a new string of "Phishing attacks". Phishing involves a fraudulent email or text message that appears to be from a reputable company. Typically, the e-mail will warn you of a serious problem that requires your immediate attention. The e-mail will then encourage you to click on a button to go to the institution's web site, which then attempts to install a virus or spyware on your computer.
Types of Attacks - TEXTS
In one phishing attack, victims are receiving fraudulent text messages claiming that that their debit card was blocked and instructing them to call an 800 number to reactivate the card. If the victim calls the 800 number, they are asked for their card number and pin number.
Types of Attacks - EMAIL
In another phishing attack, an email is made to look like it is from the FDIC, telling the recipient that their bank has failed, and instructing the recipient to click on a link to "check their deposit insurance coverage. The link tries to download spyware to the victim's computers. The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
And, in a third phishing scam, the e-mail appears to be from NACHA - The Electronic Payments Association telling the recipient that there is a problem with an ACH transaction they have originated. The e-mail includes a link which redirects the individual to a fake web page that contains a virus or spyware. NACHA does not attempt to contact individual bank customers or consumers.
For more information on Phishing, and how you can protect your personal and financial data, click here . (Takes them to the online tutorial about fraud in our online education center.)
