1st Bank Oklahoma Savings Plans ...we have an account that's right for you! Saving is critical to a successful financial future! Whether you are a seasoned saver or just starting out, we have a savings plan that you will benefit from. Check out all of the customized savings plans you can choose from - and begin the process of opening an account right now! * Rates are subject to change Chose the account that best fits you...! 1st Savings Minimum to open - $100 No monthly maintenance fee* Unlimited additions Up to 6 pre-authorized monthly account transactions permitted^ Interest compounded/posted quarterly FDIC Insured Under 18 years - minimum to open $5.00; no monthly fee Open Account Now   1st Pennywise Savings (Ages 0-12) Minimum to open - $5 No monthly maintenance fee* Unlimited additions Up to 6 pre-authorized monthly account transactions permitted^ Interest compounded/posted quarterly Children earn points for special rewards FDIC Insured Open Account Now 1st Money Market Minimum to open - $1,000 Balances over $5,000 pay higher interest No monthly maintenance fee** Up to 6 pre-authorized monthly account transactions permitted^ Unlimited deposits Imaged Checks Interest compounded/posted monthly Earn higher rates based on balance FDIC Insured Open Account Now   1st Treasury Index Minimum to open - $20,000 No monthly maintenance fee** Up to 6 pre-authorized monthly account transactions permitted^ Unlimited deposits Imaged Checks FDIC Insured Pays US Treasury Bill Rates Open Account Now 1st Fixed Rate CD Minimum to open - $1,000 Three to sixty month terms available Competitive Rates Earn higher rates based on balance Additions permitted at maturity Automatically renewable Interest compounded/posted quarterly Interest may be withdrawn without penalty FDIC Insured Open Account Now   1st Option Plus CD Minimum to open - $1,000 Eighteen and thirty-six month terms available Competitive rates Limited additions permitted - $100 minimum+ One time rate adjustment during term Interest compounded/posted quarterly Interest may be withdrawn without penalty FDIC Insured Open Account Now 1st College Saver CD Minimum to open - $250 Twenty-four, thirty-six & forty-eight month terms available Competitive Rates Limited additions permitted - $25 minimum+ Automatically renewable Interest compounded/posted quarterly FDIC Insured Open Account Now   1st Fixed Rate IRA Minimum to open - $1,000 Three to sixty month terms available Competitive rates Earn higher rates based on balance Additions permitted at maturity Automatically renewable Interest compounded/posted quarterly Interest may be withdrawn without penalty FDIC Insured Open Account Now 1st Variable Rate IRA Minimum to open - $50 Eighteen month term Additions permitted - $50 minimum Automatically renewable Interest compounded/posted monthly Interest may be withdrawn without penalty FDIC Insured Open Account Now     * If average quarterly balance falls below $100, a maintenance fee will be assessed quarterly. ** If minimum daily balance falls below minimum, a monthly maintenance fee will be assessed. ^ Exceeding authorized limit will result in transaction fees. + Maximum deposits of $50,000 per term. Early withdrawal penalties may exist on CD's and IRA's