Online Banking Privacy Policy

1st Bank Oklahoma is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications, online banking transactions, or through the use of online financial tools such as interactive calculators. A detailed description of 1st Bank Oklahoma's Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, Contact Us.

Respect of Right to Privacy

1st Bank Oklahoma respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Collection and Use of Personal Information

The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.

Employing stringent security measures in the collection of your personal information, all 1st Bank Oklahoma online account applications are submitted to the bank's secure administration site through an encrypted direct line to the bank. Once received by the bank, only approved personnel may open and process the application. Furthermore, auditing mechanisms have been put into place to further protect your information by identifying which employee(s) has accessed and in any way modified-for example, updated or added to-your personal information.

Limited Employee Access to Personal Information

1st Bank Oklahoma limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. 1st Bank Oklahoma also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information.

Third-Party Disclosure Restrictions

1st Bank Oklahoma follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.); or for marketing purposes if the customer has been previously informed and has been given the opportunity to decline.

Children's Privacy

This Website and the Services are intended for use only by adults. We comply with the Children's Online Privacy Protection Act and do not knowingly solicit or collect information from children.

Disclosure of Privacy Policies

1st Bank Oklahoma is committed to ensuring the privacy of its customers' personal information. For more information regarding the 1st Bank Oklahoma Online Banking Privacy Policy, contact us.

PRIVACY POLICY NOTICE

1st Bank Oklahoma understands our obligation to protect the privacy and financial assets of our valued customers and consumers. Your personal information is of significance when providing you the best possible service; therefore, we choose to maintain your trust and confidence by keeping this information secure and confidential at 1st Bank Oklahoma. We do not provide account or personal information to non-1st Bank Oklahoma companies for the purpose of telemarketing or direct mail marketing of any non-financial products or service of those companies. We are committed to the highest level of customer satisfaction, and, as a result, we have adopted the following privacy policy and implemented it throughout all levels of our financial institution.

THE INFORMATION THAT WE COLLECT:

  • Information that we receive from you on applications or other forms (such as name, address, phone number, or social security number)
     
  • Information about your transactions with us, our affiliates or others (such as account activity, payment history, or account balance)
     
  • Information from a consumer reporting agency (such as your credit worthiness or credit history)
CATEGORIES AND REASONS FOR DISCLOSURE:

The categories of non-public personal information that 1st Bank Oklahoma collects, as described above, may be disclosed to joint-marketing and service providers. The information may be disclosed in order for 1st Bank Oklahoma to determine the eligibility and usefulness of various products and services, protect consumers, administer operations, and satisfy legal reporting requirements. In addition, 1st Bank Oklahoma may disclose non-public personal information about you to other non-affiliated third parties as permitted by law.

JOINT MARKETING AND SERVICE PROVIDERS:

There may be times when 1st Bank Oklahoma would like to provide additional services to our customers in the most efficient way possible. In order to provide these services, we may disclose all of the information we collect as described above, to companies that perform functions or services on our behalf with whom we have joint marketing agreements, including other reputable financial institutions. These companies and financial institutions are required to safeguard customer information in strict compliance with 1st Bank Oklahoma's policy.

CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION:

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic information.

NONPUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD PARTIES:

Since we value our customer relationship to you, we will not disclose your non-public personal information to non-affiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS:

We do not disclose non-public personal information about former customers at this time.

COOKIES:

"Cookies" are files that some Internet companies or online services use to store configuration and user preference information on your computer. We use cookie files to maintain your Account identity as you move from page to page. The cookies are deactivated when you terminate your secure session. Because these cookies are stored in your computer's temporary memory, they are deleted when you sign off or when you close your browser

WORD OF CAUTION:

1st Bank Oklahoma and/or any representative of the Bank, will never ask for your Password, by phone or while you are online. If this happens, Do Not give out this information. Contact Customer Service at 918-342-7555 to report this as soon as possible