Business Online Banking Bank from a PC. Anytime. Anywhere. With iBiz, business customers can run their business from any location, when it is convenient for you. To enroll in iBiz Banking, you must contact a 1st Bank customer service specialist at (918) 342-7555. This service is scalable to your company's specific needs with modules for: Online Bill Pay Information Reporting Account Transfers Online Wire Transfers Electronic Payments (ACH) Positive Pay Fraud Protection Online Bill Pay 1st Bank Oklahoma offers a full featured business bill pay allowing you to improve your company's bottom line by eliminating the expense of checks, envelopes and stamps. The funds come directly from your company's business checking account, as well as: Pay anyone in the U.S. with just a few clicks of the mouse Set up repetitive payments that will automatically be generated Schedule future payments to be made up to one year in advance Establish reminders and automated alerts when pre-defined payments are due or have been made Review history and pending payments for monitoring of cash flow requirements - top of page - Information Reporting With iBiz you can access up-to-date information on all your accounts and loans. A customized security system allows access only for those accounts and services you authorize. Authorized employees can: Review or Download Account Activity Stop Payments on Checks View Copies of Checks Make Loan Payment Initiate On-line Funds Transfer - top of page - Account Transfers Easily make online account transfers between existing accounts and loans. - top of page - Online Wire Transfer If your company frequently sends wire transfers this service allows authorized employees to initiate a wire transfer to anyone in the U.S. with just a few keystrokes. Customized security allows the business owner to establish wire transfer limits for each employee. - top of page - Electronic Payments (ACH) Realize cost savings and personnel efficiency by reducing paper work (checks, reconcilement time, etc) through the use of electronic payments such as: Direct payroll deposit for employees Vendor payments Tax payments How Does it work? Authorized employees can either import an electronic file or manually input the payment information. 1st Bank Oklahoma then transmits these transactions to The Federal Reserve Bank, who disperses the transactions to the respective financial institutions. The receiving financial institution then credits the transactions to their customers' checking or savings accounts. Call your account officer or customer service to learn more about this valuable service. - top of page - Positive Pay Fraud Protection The most sophisticated fraud protection service offered by 1st Bank Oklahoma to identify potential unauthorized checks charged against the company's accounts. This optional service is a partnership between the customer and 1st Bank working together to detect checks not issued by the company. Benefits Allows management intervention regarding questionable checks Improves early error detection by matching check numbers to posting to the company's account. Multiple Levels of security Inexpensive compared to potential losses from fraud - top of page - To enroll in iBiz Banking, you must contact a 1st Bank customer service specialist at (918) 342-7555.